communities
High Street Homes
Habitat Metro Denver renovated and sold 11 homes with affordable mortgages in Denver’s Cole neighborhood. These homes were previously affordable rentals, and Habitat Metro Denver sold them as affordable homeownership opportunities for local families.
In the renovation process, the homes were professionally cleaned and inspected by third-party professionals to ensure they are safe for new homeowners. Habitat Metro Denver is proud to keep these units affordable, but update the home features and make homeownership possible for low to moderate-income families.
Project Highlights
Project Highlights
- Two-bedroom row homes with outdoor green, dedicated parking and 8×8 storage shed.
- Located near near 36th Avenue and High St., south of I-70, west of Colorado Boulevard, close to public transit and parks and businesses in the Cole Neighborhood.
- Nearby schools include Wyatt Academy, Columbine Elementary School, McAuiliffe Manual Middle School, Manual High School, DSST: Cole Middle School, Cole Arts & Science Academy, Bruce Randolph Middle School, and University Prep – Steele St.
Photo: Habitat Metro Denver staff and board members help with renovations at High Street Homes in 2024.
High Street Homes | Homes for Sale
THE HOMEOWNERSHIP PROCESS
Buying a High Street Home
Watch the Video
Thank you for your interest in buying a home with Habitat Metro Denver!
- Start by watching this video to learn about program requirements and how to apply.
- Also see below for a step-by-step guide to the home-buying process for our renovated homes. Click on each step to see details.
Click on each step below for more detail
Click on a floor plan to see the number of bedrooms and bathrooms, price, and square footage. Your household size should allow for no more than two people per bedroom.
General Requirements
To qualify for homeownership, applicants:
- Must have lived or worked in metro Denver for at least six months (Adams, Arapahoe, Denver, Douglas, and Jefferson counties)
- Cannot currently own a home, and can’t have owned a home in the past 3 years
- Cannot be a registered sex offender
- Must provide proof of U.S. citizenship or permanent residency
- Any prior bankruptcy must be discharged for 2+ years.
- Must commit to completing sweat equity hours in partnership with Habitat
Financial Requirements
Applicants also must:
- Have a minimum credit score of 620
- Have a minimum of six consecutive months of employment on all current jobs, or 2 years if self-employed
- Maintain a monthly gross income within our income guidelines (below), based on your household size
- Have less than $1,000 in unpaid collections. Any active collections must be in payment plan and paid off prior to home closing.
- Have a “non-housing-related payment debt-to-income (DTI) ratio” of less than 13%. Debts might include minimum monthly credit card payments, car loans, student loans, etc. Income can include wages, business income, SSI/SSDI disability, alimony, child support, and retirement.
- Demonstrated history of responsible financial behavior
- Show a total debt-to-income ratio (including Habitat mortgage payment) that is be less than 43%
- Demonstrate responsible credit and bill paying history.
Income Requirements
To purchase a Habitat home, you must make less than 80% of the Area Median Income (AMI). Your income level is based on your household size. To qualify for a Habitat home, you must make less than the amount listed below for your household size.
1 Person Household
$71,900
2 Person Household
$82,150
3 Person Household
$92,400
4 Person Household
$102,650
5 Person Household
$110,900
These are the maximum household incomes allowed. Note that while these represent our most common household sizes, Habitat Metro Denver serves households of up to 10 when homes are available.
The application is now open. Please fill out the Eligibility Questionnaire to get started: Homeownership Eligibility Questionnaire
Not yet ready or don’t qualify? Check out our list of community resources.
If you meet the requirements, you will receive an invitation to apply via email. In the application, you will:
- Receive a link to our application packet and document request.
- Have five business day to return the complete packet and provide the requested documents.
- Have your application reviewed by our team to verify income, review credit and confirm household size.
- Undergo a credit check as the last step in your financial review.
- If you meet all the qualifications, a selection letter will be sent officially entering you into our program. Congrats!
When you select your future home, you will sign partnership documents, which will require you to:
- Complete “sweat equity” hours, which includes volunteer shifts on construction sites and at Habitat’s ReStores, and completing a series of online homeownership classes.
- Finalize your mortgage loan and close on your new home!
For questions about these homes, please contact our team.
About High Street Homes
High Street Homes includes two-bedroom options, and each unit has two dedicated parking spaces, outdoor space in the front and back of the home, and an 8×8 storage shed. The homes are in Denver Public School District and have easy access to local transit.
In the renovation process, the homes were professionally cleaned and inspected by third-party professionals to ensure they are safe for new homeowners. Habitat Metro Denver is proud to keep these units affordable but update the home features and make homeownership possible for low to moderate income families.
Project Highlights
- Two-bedroom row homes with outdoor green space and dedicated parking
- Located near near 36th Avenue and High St., south of I-70, west of Colorado Boulevard, close to public transit and parks and businesses in the Cole Neighborhood.
- Nearby schools include Wyatt Academy, Columbine Elementary School, McAuiliffe Manual Middle School, Manual High School, DSST: Cole Middle School, Cole Arts & Science Academy, Bruce Randolph Middle School, and University Prep – Steele St.
Photo: Habitat Metro Denver staff and board members help with renovations at High Street Homes in 2024.
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.
Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.
