Last modified: February 6, 2024

Privacy Policy

Habitat for Humanity of Metro Denver, Inc. and its wholly-owned subsidiaries, Affordable Mortgage Solutions, LLC and Colorado Community Land Trust, LLC (“HFHMD,” “Organization,” “we,” “us,” or “our”), comprise a local affiliate of Habitat for Humanity International (“HFHI”) and are considered 501(c)(3) tax-exempt organizations by the Internal Revenue Service. Please note that all donations are tax deductible to the extent provided by law. The Organization’s tax identification number (TIN) is 74-2050021.

Habitat Metro Denver has established this Privacy Policy (the “Privacy Policy”) to explain how we collect, use, and share personal information, whether through our website at (the “Website”), other online channels, in-person events, or any other means (the “Services”). By using the Services, you agree to be bound and abide by our Privacy Policy in effect at the time of use. This Policy and your use of the Services is subject to ourTerms of Use. Do not access or use the Services if you do not agree with this Policy and the Terms. 

We may change this Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “effective date” at the bottom of this Privacy Policy. Any changes to this Privacy Policy will become effective when posted unless indicated otherwise. 

Please note that each regional Habitat for Humanity affiliate in the United States and Canada (collectively the “Habitat Affiliates”) is a separate legal entity, governed by an independent board of directors, executive committee, or other governing body. Collection and processing of your personal information by each Habitat Affiliate is governed by their respective privacy policies, and each organization is solely responsible for its own collection and use of your personal information. 

I. How does this Privacy Policy apply to you?

This Privacy Policy applies to the personal data provided to Habitat Metro Denver when you make a donation, payment, or purchase; register for an event or volunteer opportunity; submit a form; apply for or participate in a home program; sign up for a newsletter; enter into business with us; visit our Website; or otherwise provide us with information via the Website located at, or any other domain names owned or controlled by or operated on behalf of Habitat Metro Denver (the “Website”). It also applies to personally identifiable data (“Personal Information”) you may provide to Habitat Metro Denver via telephone, fax, email, regular mail, social media, texting, mobile applications, third party applications, or face-to-face. 

Habitat Metro Denver will not knowingly solicit, collect, or otherwise process any Personal Information from children under the age of 18 without parental consent. Children under 18 are not authorized to volunteer without written consent from a parent or legal guardian. 

II. Categories of information we collect.

We collect Personal Information in three ways. First, we collect Personal Information that you provide to us. Second, we collect certain Automated Information that may contain Personal Information when you use our Website or Services. Third, we may collect Personal Information from public sources or from third parties who have obtained such Personal Information in compliance with applicable laws and have the legal authority to provide such Personal Information to us.  

Habitat Metro Denver will only collect Personal Information about you that is relevant to the type of transaction, program, or project you have engaged in with us.

We may receive and retain Personal Information about you when you and/or the organization you represent: enter into a business relationship with Habitat Metro Denver; inquire about or make a donation or payment; purchase an item at a ReStore; inquire about or register for a volunteer opportunity; inquire about or apply for a position with us; inquire about, apply for, or participate in a home program; sign up for any of our activities or online content (such as newsletters or events); or when you telephone, email, or write to us, or engage with us via social media channels. Data such as your name, email or postal address, telephone or mobile number are necessary both to execute these transactions as well as to enable us to contact you for further engagement. National ID/passport may be required for participation in certain home programs and international volunteer opportunities. 

When you make a donation, payment, or purchase, in addition to your contact information, Habitat Metro Denver asks for your billing address and credit card or other financial services information. We use third-party banking agents to process your payments via Payment Card Industry (PCI)-compliant encryption to a secured server that verifies your credit card/bank information. The agent returns a unique tracking number only, which cannot be decrypted to obtain the payment card information, and Habitat Metro Denver never retains your complete credit card number. Only employees who need access to your Personal Information to perform a specific job are granted access to that information, and neither we nor our banking agents will share your credit card/bank information with any other third party. 

We do not collect your “Sensitive Personal Information” (e.g., mental or physical health or dietary information, racial or ethnic origin, religious beliefs, sex life, sexual orientation, citizenship or citizenship status, genetic or biometric data) unless there is a clear reason for doing so—such as your participation in an event or program—and then only to the extent that we have your permission to collect such data and it is required to ensure that we: i) provide appropriate facilities or support to enable you to participate in the event or to have access to our services or programs; or ii) are able to demonstrate our community impact to HFHI, grantors, and supporters. All Personal Information of a child will be treated as Sensitive Personal Information and collected and retained only with explicit consent of a parent or legal guardian. 

It is optional for you to engage in any event, activity, or program; however, if you choose to do so, we may require that you provide certain Personal and/or Sensitive Personal Information. Depending upon the event, activity, or program, some of the information we ask you to provide is required and some is voluntary. If you do not provide required information for a particular event, activity, or program, you may not be permitted to engage in that event, activity, or program. 

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin. 

All Sensitive Personal Information is stored on a password-protected system to which only a limited number of relevant, vetted staff and volunteers have access. It is deleted when no longer needed by us, is never shared with third parties without your permission, and is available to you at any point should you wish to see it. 

We also collect information, some of which may be Personal Information, through automated means when you visit our Website (“Automated Information”) such as:  

  • the IP address of the device you use to connect to the internet (which may include information about your geographic location); 
  • the unique identifiers of your device; 
  • your browser characteristics; 
  • your device characteristics; 
  • your operating system; 
  • your language preferences; 
  • the websites you visited before coming to our Website or through which you were referred to our Website; 
  • information on actions taken by you on our Website; 
  • dates and times of your visits to our Website; and 
  • the pages you accessed on our Website. 

Most web browsers automatically accept cookies. If you do not wish to have cookies on your system, you can set your browser to refuse them. Please review the specific instructions from your browser in order to do this. However, please note that not accepting cookies may make certain features of our Website unavailable or difficult to view or use. 

We may obtain Personal Information from third parties in several ways:  

  • We may obtain Personal Information from partner organizations for business purposes when you participate in a home program. 
  • We may collect Personal Information from publicly available sources for marketing and business purposes.  
  • We may obtain Personal Information from third parties for marketing and business purposes. If we obtain Personal Information from third parties for any of these purposes, we will require that any third parties from whom we may obtain such Personal Information represent to us that they have acquired the Personal Information in compliance with all applicable laws and have the right to provide us such Personal Information for our marketing purposes.  

III. How will we use your personal data?

Habitat Metro Denver will use your Personal Information for the following purposes: 

  • “service administration,” which means business processes and communications related to administering any payments you have made, the completion of commercial or other transactions you have entered into with us, or the programs, events, and communications you have signed up for; 
  • to confirm receipt of donations (unless you have asked us not to do this), and to say thank you and provide details of how your donation might be used; 
  • in relation to correspondence with us whether by letter, email, text, social media, message board or any other means, and to contact you about any content you provide; 
  • for internal recordkeeping so as to document your relationship history with us; 
  • to complete payment transactions you have entered into with us; 
  • to determine your eligibility to participate in a home program; 
  • to administer shopper loyalty programs and schedule pickups of material donations; 
  • to implement any instructions you give us with regard to withdrawing consent to send marketing information; 
  • to use IP addresses to identify the location of users, to block disruptive use, and to establish the number of visits from different countries; 
  • to comply with the law, and to detect, prevent, or investigate fraud, suspicious or other illegal activities; 
  • to protect our rights, privacy, safety or property, operations, security and/or that of our affiliates, business partners, you or others; and/or 
  • to allow us to pursue available remedies or limit the damages that we may sustain. 

Note that we may also aggregate data we collect on an anonymous basis that does not identify you for any purposes otherwise allowed by applicable law, such as for analysis, marketing, and advertising, as well as improvement of our Website and the Services. 

Sections IV and V describe what data may be used for marketing and fundraising purposes and under what circumstances. 

To analyze and improve the activities and content offered by the Website to provide you with the most user-friendly navigation experience. We may also use and disclose Personal Information in aggregate (so that no individuals are identified) for marketing and strategic development purposes. 

IV. Why do we hold and process Personal Information?

We may request from you, or you may volunteer to provide, your contact information, including your name, mailing address, phone number(s), social media handles and email address(es), payment information, and demographic information. We hold and process constituents’ Personal Information for several reasons: 

  • to keep a record of transactions made and actions taken by our constituents and our communications with them; 
  • to send constituents marketing information about our programs, events, fundraising activities, ReStore offers, and advocacy campaigns where we have their consent or are otherwise permitted to do so; 
  • to fulfill contractual obligations entered into with constituents; 
  • to recruit and support volunteers, such as during builds or fundraising events; 
  • to support community-based fundraising and campaigning; 
  • to ensure we do not send unwanted information to constituents who have informed us they do not wish to be contacted; 
  • to manage constituents’ accounts, administer program participation, and provide customer service; 
  • to offer contests, giveaways, or other promotions; 
  • to evaluate and improve the Services; 
  • to enforce the Website Terms of Use; and 
  • to perform other functions as described at the time we collect information. 

We may use certain Personal Information (name, address, telephone number or e-mail information, etc.) to contact you for the purpose of updating you on our work, apprising you of ReStore offers, or raising money for Habitat Metro Denver, but any such communication will provide you with the opportunity to opt-out of receiving future communications. If you do not elect to opt-out, we may exchange or rent your information with other organizations. If you re-engage with Habitat Metro Denver without indicating your intent to opt-out, we will re-subscribe your email to ensure that you do not miss our updates. You are free to opt-out of our communications and your decision will have no impact on your ability to receive our services, volunteer with us, or engage in our events and programs. 

If you did not opt-out from receiving our communications as described in Section IX, we may also analyze your Personal Information to create a record of your interests and preferences. This allows us to ensure communications are relevant and timely, to contact you in the most appropriate and relevant way and in general to provide you with an improved user experience. It also helps us to understand the background of our supporters so that we can make appropriate requests for support, enabling us to raise funds and partner with families sooner and more cost-effectively. 

V. When will we send you personalized marketing communications?

We will contact you for marketing purposes—for example, to keep you up to date on our work, or let you know how you can support that work—only where we have your consent or we are otherwise allowed to do so because of your prior engagement with Habitat Metro Denver. 

We will make it easy for you to tell us if you would like to receive marketing communications from us and hear more about our work and the ways in which you would like to receive this information. We will not send you marketing material if you tell us that you do not wish to receive it. For instructions, please see Section IX below “How to control what we send you or update your Personal Information”. 

VI. How and when do we obtain information about you?

In addition to the means otherwise described in this Privacy Policy, including with respect to the information we collect, Habitat Metro Denver may obtain your personal data in the following circumstances: 

We may obtain your Personal Information indirectly when you donate to a Habitat National Organization, Habitat Affiliate, or HFHI (the “Habitat Network”). In such cases, the receiving organization may share your data with Habitat Metro Denver to enable us to thank you for your gift. It may also be shared if it is a necessary part of completing a contract or other legal obligations to you in connection with your participation in an event or program. 

Most country-level Habitat organizations outside the United States (“Habitat National Organization” or “National Organization”) are legally independent of Habitat Metro Denver and governed by their own boards of directors who are responsible for the collection and use of Personal Information that you may provide. Collection and processing of your Personal Information by those organizations is governed by their privacy policies and may in some instances be shared with us provided that you have given your consent. 

Please see Section VII for more details on information sharing within the Habitat Network. 

We will obtain your Personal Information when you communicate to your employer or to a retail partner of Habitat Metro Denver during your point of transaction that you affirmatively designate us to receive a personal contribution from you. We may also obtain your Personal Information from select business partners when you participate in one of their programs for which we provide contractual services. 

Sometimes your Personal Information is collected by an organization working on our behalf (for example, a professional fundraising or real estate agency). In such cases, the organization is acting on our behalf, and we are the “data controller” responsible for the security and proper processing of your data, just as if you had given it to Habitat Metro Denver directly. 

We may also obtain your Personal Information (including but not limited to your location, age, and interests) through your use of social media such as Instagram, Facebook, YouTube, Twitter, Threads, or LinkedIn, depending on your settings or the privacy policies of these social media and messaging services. To change your settings on these services, please refer to their privacy notices, which will tell you how to do this.  




X (Twitter): 




Please note the above third-party links are provided as a courtesy but are not under our control and are subject to change at any time. 

We might also obtain Personal Information about individuals who may be interested in giving major gifts to organizations like Habitat Metro Denver. In these cases, we may seek to find out more about these individuals’ interests and motivations for giving through publicly available information. The information sources may include newspaper or other media coverage, open postings on social media sites such as LinkedIn, and services that aggregate data on charitable giving. If you are a known resident of the European Economic Area and your country has adopted the provisions of the General Data Protection Regulation (GDPR), we will not retain your Personal Information collected from public sources without your consent, which we will seek at the earliest practicable opportunity. 

To determine home program, volunteer, and/or employment eligibility, we may collect nonpublic personal information about applicants from the following sources: 

  • Information we receive from you directly (i.e., applications, financial documents, other forms); 
  • Information about your transactions with Habitat Metro Denver, our affiliates, or others; and 
  • Information we receive from consumer and credit reporting agencies. 

Cookies are a useful way for us to understand how supporters use our Website. When you visit our Website, we will use cookies to collect data from your computer or other device, such as a smart phone or tablet. Cookies are created by your web browser when you visit our Website. Every time you return to our Website, your browser will send the cookie file back to the Website’s server. Cookies improve your experience of using our Website by, for example, preserving your preference settings so that you are shown information likely to be most relevant to you, and measuring your use of the Website so that we may continuously improve it. Cookies can also be used to show you relevant Habitat Metro Denver content on social media services. 

The Website may contain hyperlinks to websites owned and operated by other organizations, including private sector partners, other NGOs and charities, and organizations within the Habitat Network. These third-party websites have their own privacy policies, including policies on the use of cookies, which would apply to the use of Personal Information you submit, or which is collected by cookies while visiting those websites. We are not responsible for the privacy practices of such third-party websites, and therefore we recommend that you familiarize yourself with their policies. 

Other ways we use cookies to enable us to improve our services: 

  • remembering if you are logged in so you can move around the Website without having to log in again on each page (for example if you are in checkout); 
  • measuring how many people are using each page of the Website and for how long so that we can try to improve the quality of our Website; 
  • enabling you to view content shared on social media or sharing sites, such as YouTube or Twitter. 

If you reside in the U.S. or Canada, cookies may also be used for “re-targeting” in advertising campaigns so that third-party vendors can display advertising to you about Habitat Metro Denver or other related entities as you use the internet. 

If you wish to restrict or block the cookies set by the Website, you can do this through your computer or device’s browser settings. The Help function within your browser should tell you how. Alternatively, you may wish to visit, which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. 

Please be aware that restricting cookies may affect the functionality of the Website.  

If you visit our Website as an anonymous visitor (e.g., you switch off cookies), we may still collect certain information from your browser, such as the IP address (which uniquely identifies a computer or other internet device). 

VII. How we share your information inside and outside the Habitat Network.

If you reside in the U.S. or Canada, and unless you instruct us otherwise by opting out, Habitat Metro Denver may share your personal data with organizations with which we do business, as well as other companies whose products and services may be of interest to you. In these cases, we may also provide you with information about services from third parties, unless you inform us that you do not want to receive this information. 

We may share your Personal Information with a Habitat National Organization (such as in connection with your participation in a Global Village build, or to enable a National Organization where you have expressed interest to update you about its own programs and campaigns) and/or the Habitat Network. Before we will share your Personal Information, we require that the organization receiving the data within the Habitat Network (the “Receiving Organization”) maintain security controls that will assure that your data is securely stored and accessible only by appropriately trained personnel. Unless you inform us that you do not consent, Receiving Organizations may in the future contact you about their own programs and activities. 

Likewise, when you provide Personal Information to the Habitat Network in connection with your participation in a Global Village build or other international volunteer event that Habitat Metro Denver sponsors or with a local Habitat Affiliate or with HFHI, your personal data may be shared between (i) the Receiving Organization and any other organization that hosts the volunteer build (the “Hosting Organization”), and (ii) the Receiving Organization and Habitat Metro Denver. Unless you inform us or the Receiving Organization that you do not consent to marketing by the Hosting Organization, they may also contact you about their own programs and activities in the future. 

We may need to share your information with contractors, vendors, service providers, data brokers, third-party advertisers, payment processers, and/or government agencies who help deliver our mission, services, objectives, and fundraising activities. Habitat Metro Denver may rent, sell, or exchange names, postal addresses, telephone numbers and donation history to other organizations. If you do not want us to share your Personal Information with third parties who may use such information for their own independent purposes, you may call us at 1-303-534-2929, email us at, or write to us at: Data Administration; Habitat for Humanity of Metro Denver; PO Box 5667, Denver, CO 80127 

We may also use your email address and phone number to match to your Facebook or other social media account(s) in order to show you Habitat Metro Denver content while you use those services. We only do this where you have consented to receiving marketing emails, either by opting in (where you reside in the European Economic Area) or by not opting out (where you reside in the U.S. and Canada). In addition, we may also use your email address and phone number to link to Facebook or other social media sites in order to identify other users of these sites whom we believe would be interested in our mission and programs. 

There are two ways to opt out of our sharing of your data. You can either update your consent preferences directly with us directly (see Section IX below, “How to control what we send you or update your Personal Information”) or via the social media sites: 



X (Twitter): 


Instagram and Threads: 

Please note the above third-party links are provided as a courtesy but are not under our control and are subject to change at any time. Updating your preferences with Habitat Metro Denver will not guarantee that you will never see our content on social media, since the social media site may select you based on other criteria. 

We will also comply with legal requests where disclosure is required or permitted by law (for example to government bodies for tax purposes or law enforcement agencies for the prevention and detection of crime, subject to such bodies providing us with a relevant request in writing). 

VIII. How long will we keep your Personal Information?

We will hold your Personal Information for as long as it is necessary for the purpose for which it was collected and for as long as you continue to provide your consent. If you are a known U.S. or Canadian resident, your ongoing consent is presumed unless you inform us that you wish to be removed from our records (instructions for which are set forth in Section IX). If you are not a known U.S. or Canadian resident, your consent will be presumed to expire after 24 months, unless renewed consent is provided by you. Beyond that, we will hold your information only for as long as necessary to (i) comply with our legal and regulatory obligations—such as, for example, to provide documentation on funding sources in connection with a review or audit of our compliance with U.S.C. Sec. 501(c)(3)—and (ii) administer our services and programs. 

If you request that we stop sending you marketing materials, we will keep a record of your contact details and appropriate information to enable us to comply with your request not to be contacted by us.  

Legacy income (i.e., planned giving) is vital to our operations. We may keep data (including Personal Information) you provide to us indefinitely to carry out legacy gift administration and communicate effectively with the families of people leaving us legacies. This also enables us to identify and analyze the source of legacy income we receive. 

IX. How to control what we send you, update your Personal Information, opt out of communications, delete your Personal Information from our records, request a copy of your Personal Information, or appeal a decision on how we handle your personal data.

In certain countries and in certain states, you have specific rights regarding your Personal Information. This section describes your rights and explains how to exercise those rights effective as of the date written below. 

This section is applicable to Colorado residents.  

  • Right to opt-out of sharing personal data – You are able to elect to direct us not to use your Personal Information. We share Personal Information (including name, contact information, and donation history) in the context of cooperatives managed by third-party vendors such as data brokers. The Personal Information provided is used by the third-party vendors to create a score or profile which may then be used to send solicitations on behalf of other organizations. These organizations will not have direct or continued access to your Personal Information unless you choose to provide it to them directly by responding to an appeal. We do not share health-related data in connection with these efforts. 
  • Right to access – You can request and receive all Personal Information in a form that is concise, transparent, and easily intelligible and in an appropriate, commonly used electronic format, depending on the nature of the data. The right to access Personal Information may be limited by local law. 
  • Right to correction – You have the right to correct inaccuracies in your Personal Information. 
  • Right to deletion – You have the right to request that we delete any of your Personal Information we collected from you and retained, subject to certain exceptions. Once we receive and confirm your request, we will delete (and direct our service providers to delete) your Personal Information from our records, unless an exception applies. If we will not delete your Personal Information from our records due to an exception, we will inform you in a timely fashion. Please note that in cases of deletion, limited Personal Information will remain to document the request. The right to access Personal Information may be limited by local law. 
  • Right to portability – You have the right to request that your data be transferred to another entity in a format that we can transmit securely. 
  • Right of appeal – If you exercise one of your privacy rights and we are unable to process your request, we will endeavor to provide you with an explanation as to why the request was denied. The explanation will include information on how to appeal, including the relevant regulatory authorities, based on your state or country of residence. All requests for appeal may be reviewed by our legal counsel in consultation with our privacy and risk professionals. 
  • email us: 
  • write to us: Data Administration; Habitat for Humanity of Metro Denver; PO Box 5667, Denver, CO 80127 
  • or call us: 1-303-534-2929  

You can opt out of marketing emails at any time by clicking the unsubscribe link in any marketing email from Habitat Metro Denver. 

For your protection, we will use commercially reasonable efforts to verify your identity when you are exercising your right to have personal data corrected or deleted or to receive a copy of your personal data before implementing your request. If you are submitting a request on behalf of someone else, we may ask for additional verification, such as written documentation or other proof of authority. We will try to comply with your request as soon as reasonably practicable, consistent with applicable law. 

If you have concerns about the appeal of any action related to your personal data, you have the ability to contact the Colorado Attorney General at or Office of the Attorney General, Department of Law, Ralph L. Carr Judicial Building, 1300 Broadway, 10th Floor, Denver, Colorado, 80203. 

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes. To make a request, please contact us by any method detailed above. We will respond to your request consistent with applicable law.  

In responding to requests not to receive marketing information, we will take all reasonable steps to remove you from all Habitat Metro Denver marketing lists. If you are a known resident of the European Economic Area and your country has adopted the provisions of the General Data Protection Regulation (GDPR), we are committed to meeting the following service levels: 

  • Email: 48 hours from receipt of email 
  • SMS: 48 hours from receipt of SMS 
  • Mail: six to eight weeks from receipt of ‘do not mail’ request. This period is longer than for other channels due to the production times for mailing or telephone campaigns. 

If you have already been selected for inclusion in a Habitat Metro Denver marketing campaign at the time you requested to not receive such information, we may be unable to remove you from that campaign within these time periods.  

If you are a known resident of the European Economic Area and your country has adopted the provisions of the GDPR, you have the right to request a copy of the Personal Information we hold about you, to have any inaccuracies corrected, and to have any Personal Information deleted from our systems by making a Subject Access Request (SAR). In line with standard guidelines for these requests, we will require you to prove your identity with two pieces of approved identification. We will respond to such requests within 30 days of receipt. 

Please address SARs, or questions or complaints about this Privacy Policy, to: Data Administration, Habitat for Humanity of Metro Denver, PO Box 5667, Denver, CO 80127 or 

X. How we keep your data safe.

We ensure that there are appropriate technical controls in place to protect your personal details and keep them secure. For example, our online forms that ask for Personal Information are stored on networks that are password-protected and routinely monitored. Computing devices are not used to store sensitive Personal Information unless they are both password-protected and encrypted. All Sensitive Personal Information is stored on secure databases, to which only a limited number of relevant personnel have access. It is deleted when no longer needed by us and is never shared with third parties, except as expressly set forth in Sections III, IV, and VII.  

We strive to undertake regular reviews of who has access internally to information that we hold to ensure that your information is only accessible by appropriately trained staff, volunteers, and partners for the administration of our programs and services. Where we share your personal data within the Habitat Network, the Receiving Organization is required to take comparable steps to assure that your information is securely stored and accessed only by appropriately trained personnel. 

Habitat Metro Denver adheres to the general requirements set forth by many Federal, State, and other Regulatory agencies including those applicable under the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Real Estate Settlement Procedures Act (RESPA) and Anti Money Laundering regulations.  In accordance, we use secure policies, procedures, and data repositories to safeguard all personal information. 

XI. Changes to this Privacy Policy.

This Privacy Policy was last updated as of the date written below. It may be updated from time to time, so you may wish to check it each time you submit Personal Information to Habitat Metro Denver. If you do not agree to the changes in this update, please review the instructions in Section IX to update your preferences and discontinue use of the Website and Services. If material changes are made to the Privacy Policy, we will notify you by placing a prominent notice on the Website. 

Effective Date: February 6, 2024