communities

High Street Homes

Habitat Metro Denver is excited to be renovating and selling 11 homes with affordable mortgages in Denver’s Cole neighborhood. These homes were previously affordable rentals, and Habitat Metro Denver is renovating and selling them as affordable homeownership opportunities for local families.

High Street Homes | Homes for Sale

COMING SOON!
COMING SOON!
COMING SOON!
Maximum household size
Minimum income
Maximum household income

4

$4,547

80 % AMI

Maximum household size

4

Minimum income

$4,547

Maximum household income

80% AMI

These two-bedroom units are located in the heart of Denver’s Cole neighborhood, near I-70 and York St, just a 7-minute drive from downtown. These homes have dedicated parking, storage sheds, and outdoor spaces in the front and back of the homes.

*Monthly housing costs will not exceed 30% of buyer’s gross monthly income.

Interested in this home? Join the interest list to hear when these units are available.

Property Features

  • There will be 11 homes available with selection happening in three phases. 
  • Two units are fully ADA compliant with accessible modifications like no step thresholds, grab bars and one-piece washer/dryer.
  • All units are completely electrified with solar panels that help offset part of the homeowner’s utility bill.

Property Information

  • Style: Rowhome
  • Bedrooms: Two
  • Baths: One
  • Square Footage: 732
  • Parking: Two dedicated spots
  • Heating: Forced air
  • Accessibility: Two ADA-accessible homes & rest of units are visitable

Schools

  • Elementary: Cole Arts & Science Academy
  • Middle: DSST Cole Middle School
  • High: DSST Cole High School

Finance

  • Maximum 80% of Area Median Income
  • Land lease fee: $/monthly
  • Taxes: $/monthly
THE HOMEOWNERSHIP PROCESS

Buying a High Street Home

Watch the Video

Thank you for your interest in buying a home with Habitat Metro Denver!
  • Start by watching this video to learn about program requirements and how to apply.
  • Also see below for a step-by-step guide to the home-buying process for our renovated homes. Click on each step to see details.

Click on each step below for more detail

Click on a floor plan to see the number of bedrooms and bathrooms, price, and square footage. Your household size should allow for no more than two people per bedroom.

General Requirements

To qualify for homeownership, applicants:

  • Must have lived or worked in metro Denver for at least six months (Adams, Arapahoe, Denver, Douglas, and Jefferson counties)
  • Cannot currently own a home
  • Cannot be a registered sex offender

Financial Requirements

Applicants also must:

  • Have a minimum of six consecutive months of employment on all current jobs, or 2 years if self-employed
  • Maintain a monthly gross income within our income guidelines (below), based on your household size
  • Have less than $2,000 in unpaid collections
  • Have at least two years since being discharged from bankruptcy
  • Have a “non-housing-related payment debt-to-income (DTI) ratio” of less than 13%. Debts might include minimum monthly credit card payments, car loans, student loans, etc. Income can include wages, business income, SSI/SSDI disability, alimony, child support, and retirement.
  • Show a total debt-to-income ratio (including Habitat mortgage payment) that is be less than 43%

Income Requirements

To purchase a Habitat home, you must make less than 80% of the Area Median Income (AMI). Your income level is based on your household size. To qualify for a Habitat home, you must make less than the amount listed below for your household size. 

1 Person Household                 
     $71,900

2 Person Household   
                  $82,150

3 Person Household   
                  $92,400

4 Person Household   
                  $102,650

5 Person Household   
                  $110,900

These are the maximum household incomes allowed. Note that while these represent our most common household sizes, Habitat Metro Denver serves households of up to 10 when homes are available.

These homes are not available yet. We encourage interested buyers to review the program qualifications in the meantime and prepare to apply. Get on the interest list to hear when these homes are available.

Once homes are available, you will fill out an eligibility questionnaire to confirm that you meet the program requirements. 

If you meet the requirements, you will receive an invitation to apply via email. In the application, you will:

  • Receive a link to our application packet and document request.
  • Have five business day to return the complete packet and provide the requested documents.
  • Have your application reviewed by our team to verify income, review credit and confirm household size.
  • Receive a pre-screening letter and get added to the Clara Brown Commons Priority List.
  • Watch an in-depth Clara Brown Land Trust Information Session.
  •  Habitat staff will host Home Release and Selection Events for Priority List Members. This is when you will select your home.

When you select your future home, you will sign partnership documents, which will require you to:

  • Complete “sweat equity” hours, which includes volunteer shifts on construction sites and at Habitat’s ReStores, and completing a series of online homeownership classes.
  • Finalize your mortgage loan and close on your new home!
For questions about these homes, please contact our team.

About High Street Homes

High Street Homes includes two-bedroom options, and each unit will have two dedicated parking spaces, outdoor space in the front and back of the home, and an 8×8 storage shed. The homes are in Denver Public School District and have easy access to local transit.  

In the renovation process, the homes were professionally cleaned and inspected by third-party professionals to ensure they are safe for new homeowners. Habitat Metro Denver is proud to keep these units affordable but update the home features and make homeownership possible for middle-income families.  

Project Highlights 

  • Two-bedroom row homes with outdoor green space and dedicated parking 
  • Located near near 36th Avenue and High St., south of I-70, west of Colorado Boulevard, close to public transit and parks and businesses in the Cole Neighborhood.  
  • Nearby schools include Wyatt Academy, Columbine Elementary School, McAuiliffe Manual Middle School, Manual High School, DSST: Cole Middle School, Cole Arts & Science Academy, Bruce Randolph Middle School, and University Prep – Steele St. 

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.