2025 Colorado Legislative Wins for Housing Affordability | Denver Nonprofit | Habitat for Humanity of Metro Denver
Jesselina Cordova

Advocacy Coordinator

2025 Colorado Legislative Wins for Housing Affordability

This year’s legislative session at the Colorado General Assembly brought some exciting progress for affordable housing.

 

At Habitat, our mission is rooted in expanding affordable homeownership. Alongside Habitat Colorado, which leads our state-level advocacy work, we proudly supported and helped shape several bills during the 2025 session that will make a real difference in Colorado communities. Here’s a look at what we accomplished together.

New Investments in Affordable Homeownership

Let’s start with some good news: SB25-006 passed! This bill allows the State Treasurer to invest up to $50 million of state funds into bonds that help finance income-restricted, for-sale housing—the kind of housing that otherwise wouldn’t be built without this financial tool.

Thanks to the leadership of Senator Roberts, Representative Rutinel, and Representative Bradfield, Colorado now has a creative new way to support affordable homeownership.

Our CEO and advocacy team worked hard behind the scenes to ensure homeownership remained a central focus of this bill. And it paid off. We’re thrilled that the governor will be signing it into law!

Protecting Homeowners from Predatory HOA Practices

Becoming a homeowner is a huge step—but staying a homeowner is just as important.

This session, we partnered with the Colorado Affordable Homeownership Alliance to support HB25-1043, a bill designed to protect homeowners from aggressive and unfair foreclosure practices by some homeowners associations (HOAs).

What does this bill do?

  • Requires HOAs to report data about homeowners who are at risk for foreclosure.
  • Gives homeowners the right to pause a foreclosure for up to nine months—giving them time to sell at market value and pay off debts, instead of losing their home in a low-bid auction.
  • Helps ensure homeowners can retain their hard-earned equity.

Our advocacy team testified in support of this bill, and we’re happy to report—it passed! Another big win for Colorado homeowners.

Building Homes on Faith and Educational Land

We know how valuable partnerships with faith communities are—together, we’ve built 45 homes on faith-owned land. That’s why we were excited about HB25-1169, which aimed to make it easier to build affordable housing on land owned by faith organizations, school districts, and public colleges/universities.

The bill proposed a streamlined approval process for residential developments on these properties, starting in late 2026. While it didn’t pass this year, we worked closely with stakeholders to ensure affordability requirements were part of the conversation. Following these conversations, we supported the bill—but it unfortunately did not move forward.

We’re hopeful that this important policy will be back in a future session—with even stronger affordability provisions.

Other Housing Bills We Backed

Beyond the big highlights, we supported several other bills designed to improve housing supply, reduce costs, and increase access to affordable housing across the state:

Looking Ahead

Each of these bills represents a step forward in addressing Colorado’s housing crisis. We’re proud of the progress made—and deeply grateful to our partners, lawmakers, and community advocates who helped make it happen.

As we look to the future, we’re more committed than ever to building a Colorado where everyone has a safe, stable, and affordable place to call home.

Stay tuned, stay engaged—and thank you for being part of the movement.