home programs
Homeownership
Thank you for your interest in buying a home with Habitat Metro Denver!
We partner with qualifying families to buy homes with affordable mortgages. Habitat homeowners are involved in every step of the home buying process – volunteering with Habitat, getting to know our staff, and attending classes to become successful homeowners.
Is homeownership with Habitat right for you?
When applying for our homeownership programs, applicants must be:
Seeking housing stability
We work with people who face housing challenges like high costs, overcrowding, or unsafe conditions, and desire the stability of homeownership.
Committed to partnership
Homebuyers agree to work with Habitat staff and partners in their homeownership journey. This may include homebuyer education classes and volunteer hours (also known as sweat equity)
Financially ready
Homebuyers must meet income requirements and align with other criteria demonstrating financial readiness for homeownership.
Ready to take the first step?
Start with where you want to live.
Click on the projects below to see available homes and review the home buying process.
Coming Soon
These homes are not yet available for sale. Continue to check this page for updates.
homeOWNERSHIP program
Maximum Income Guidelines
Habitat Metro Denver updates the income requirements for our homeownership program based on area market conditions. To purchase a Habitat home, you must make less than 80% of the Area Median Income (AMI), based on your household size (table below/right).
Please note: Meeting these income requirements doesn’t automatically mean that you will qualify to purchase a Habitat home. Please click on the home you wish to buy (above) to learn more about the specific requirements for that project and submit an application for formal approval.
Maximum Income Guidelines
To qualify to buy a Habitat home, you must make less than the amount listed below for your household size.
1 Person Household | $74,800
2 Person Household | $85,450
3 Person Household | $96,150
4 Person Household | $106,800
5 Person Household | $115,350
6 Person Household | $123,900
7 Person Household | $132,450
8 Person Household | $141,000
Have you reviewed the website and still have questions about your situation?
Fill out the interest form below to request help from a staff member or call our Homeowner Services hotline at 720-496-2726.
If you are wanting general information on our homeownership program or are ready to apply, please join us at an Info Session.
*Please allow up to two business days for a response.
Benefits of Working With Habitat
When you’re considering homeownership or home repair, partnership with Habitat provides:
- Affordability. When you buy a Habitat home, you will have affordable mortgage payments that are set to not exceed 30% of your family’s gross monthly income. Habitat conducts home repairs at 5-10% of the normal cost.
- Education. Habitat provides a series of home-buying classes and workshops that prepare you to be a successful homeowner.
- Trust. Our network of staff and volunteers support you throughout your partnership with Habitat. We are here to answer your questions, get to know you, and set you up for success in the future! We have been building affordable homes in Metro Denver for more than 40 years and have served more than 1,500 local families.
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.
Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.
