home programs

Homeownership

Thank you for your interest in buying a home with Habitat Metro Denver!

Our homeownership program partners with working individuals and families to buy their own homes with affordable mortgages. Our future homeowners are involved in every step of the home buying process – volunteering with Habitat, getting to know our staff, and attending classes to become successful homeowners.

Is homeownership with Habitat right for you?

Habitat selects future homeowners for our homeownership program through three sets of criteria.
Before you apply, make sure you have: 

Need for housing

We partner with families who have low to moderate incomes, and who experience crowding, expensive rent, or unsafe conditions in their current housing.

Willingness to partner

All Habitat homeowners attend homebuyer education courses and invest sweat equity to help build homes.

Ability to pay

Future homeowners will pay affordable mortgage payments that are around 30% of their gross monthly income. 

Ready to take the first step?

Start with where you want to live.

Click on the projects below to explore.
Then see the available homes and home buying process for each area.

Renovated Homes

Various locations in Metro Denver

Miller Homes

Wheat Ridge

Littleton Homes

Renovated homes in Littleton

Renovated Homes Coming Soon

Various locations in Metro Denver
coming soon

High Street Homes

Denver
coming soon

Coming Soon

These homes are not yet available for sale. 

Homeownership Program Income Guidelines

Habitat Metro Denver updates the income requirements for our homeownership program based on area market conditions. To purchase a Habitat home, you must make less than 80% of the Area Median Income (AMI), based on your household size (table below/right).

Please note: Meeting these income requirements doesn’t automatically mean that you will qualify to purchase a Habitat home. Please click on the home you wish to buy (above) to learn more about the specific requirements for that project and submit an application for formal approval.

Income Requirements

To qualify to buy a Habitat home, you must make less than the amount listed below for your household size. 

1 Person Household  |  $71,900

2 Person Household |  $82,150

3 Person Household |  $92,400

4 Person Household |  $102,650

5 Person Household |  $110,900

Benefits of Working With Habitat

When you’re considering homeownership or home repair, partnership with Habitat provides: 
  1. Affordability. When you buy a Habitat home, you will have affordable mortgage payments that are set to not exceed 30% of your family’s gross monthly income. Habitat conducts home repairs at 5-10% of the normal cost. 

  2. Education. Habitat provides a series of home-buying classes and workshops that prepare you to be a successful homeowner.

  3. Trust. Our network of staff and volunteers support you throughout your partnership with Habitat. We are here to answer your questions, get to know you, and set you up for success in the future! We have been building affordable homes in Metro Denver for more than 40 years and have served more than 1,500 local families.

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.