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Littleton Homes Homeownership Process

How do you buy a home with Habitat?

Here is a step-by-step overview of what to expect during Habitat’s homeownership process in Littleton, which is different than the process in other areas of Denver. Click on each step to see details.

Habitat Denver's Littleton homes are part of a community land trust

What does that mean?

A Community Land Trust (CLT) provides many benefits to homeowners. A CLT is a nonprofit that holds the ownership of land through a 99-year land lease on behalf of a series of homes, while serving as the long-term steward for affordable housing.

CLTs make housing more affordable to own because homeowners only purchase their house and only pay property taxes on the house, making their payments lower. Homeowners must pay a monthly $90 land lease fee, but gain appreciation on the value of the property.

Is homeownership with Habitat right for you?

Habitat selects future homeowners for our homeownership program through three sets of criteria. Before you apply, make sure you have: 

Need for housing

We partner with families who have low- to moderate incomes and who experience crowding, expensive rent, or unsafe conditions in their current home.

Willingness to partner

All Habitat homeowners atten homebuyer education courses and invest sweat equity to help build homes.

Ability to pay

Future homeowners will pay affordable mortgage payments that are around 30% of their gross monthly income. 

Learn more about becoming a Habitat homeowner 

View homes currently for sale to learn about where we are building in the city. You can also attend an information session to ask questions and hear about the Habitat home buying process.

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.

Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.