3728 N Gaylord St, Denver, CO 80205
Click below to learn more about this beautiful 4 bed, 2 bath, affordable townhome for sale. This home is located in the Cole Neighborhood.
communities
Clara Brown Commons
Habitat Metro Denver is building 17 new homes at Clara Brown Commons, a mixed-use, vibrant community of housing and resources in Denver’s Cole neighborhood.
Habitat Homes at Clara Brown Commons includes two-, three- and four-bedroom options with designated parking spaces and large front porches on all homes.
Explore below to view available homes and learn about the Habitat home-buying process.
Clara Brown Commons | Homes for Sale
3746 N Gaylord St, Denver, CO 80205
Click below to learn more about this beautiful 4 bed, 2 bath, affordable townhome for sale. This home is located in the Cole Neighborhood.
3758 N Gaylord St, Denver, CO 80205
Click below to learn more about this beautiful 4 bed, 2 bath, affordable townhome for sale. This home is located in the Cole Neighborhood.
4401 N Fraser Way #102, Denver, CO 80239
This two-story townhome is located in the Sable Ridge neighborhood near N Chambers Rd and E 40th Ave.
1758 Eagle St Unit C, Aurora, CO 80011
This first story condo is located in the Eagle Village neighborhood near N Chambers Rd and E Colfax Ave. This home will be sold through a third-party lender.
THE HOMEOWNERSHIP PROCESS
Buying a Home at Clara Brown Commons
Watch the Video
Thank you for your interest in buying a home with Habitat Metro Denver!
- Start by watching this video to learn about program requirements and how to apply.
- Also see below for a step-by-step guide to the home-buying process for our renovated homes. Click on each step to see details.
Click on each step below for more detail
Click on a floor plan to see the number of bedrooms and bathrooms, price, and square footage. Your household size should allow for no more than two people per bedroom.
General Requirements
To qualify for homeownership, applicants:
- Must have lived or worked in metro Denver for at least six months (Adams, Arapahoe, Denver, Douglas, and Jefferson counties)
- Cannot currently own a home, and can’t have owned a home in the past 3 years
- Cannot be a registered sex offender
- Must provide proof of U.S. citizenship or permanent residency
- Any prior bankruptcy must be discharged for 2+ years.
- Must commit to completing sweat equity hours in partnership with Habitat
Financial Requirements
Applicants also must:
- Have a minimum credit score of 620
- Have a minimum of six consecutive months of employment on all current jobs, or 2 years if self-employed
- Maintain a monthly gross income within our income guidelines (below), based on your household size
- Have less than $2,000 in unpaid collections
- Have at least two years since being discharged from bankruptcy
- Have a “non-housing-related payment debt-to-income (DTI) ratio” of less than 13%. Debts might include minimum monthly credit card payments, car loans, student loans, etc. Income can include wages, business income, SSI/SSDI disability, alimony, child support, and retirement.
- Demonstrated history of responsible financial behavior
- Show a total debt-to-income ratio (including Habitat mortgage payment) that is be less than 43%
- Demonstrate responsible credit and bill paying history.
Income Requirements
To purchase a Habitat home, you must make less than 80% of the Area Median Income (AMI). Your income level is based on your household size. To qualify for a Habitat home, you must make less than the amount listed below for your household size.
1 Person Household
$71,900
2 Person Household
$82,150
3 Person Household
$92,400
4 Person Household
$102,650
5 Person Household
$110,900
These are the maximum household incomes allowed. Note that while these represent our most common household sizes, Habitat Metro Denver serves households of up to 10 when homes are available.
The application is now open. Please fill out the Eligibility Questionnaire to get started:
Homeownership Eligibility Questionnaire
Not yet ready or don’t qualify? Check out our list of community resources.
Once homes are available, you will fill out an eligibility questionnaire to confirm that you meet the program requirements.
If you meet the requirements, you will receive an invitation to apply via email. In the application, you will:
- Receive a link to our application packet and document request.
- Have five business day to return the complete packet and provide the requested documents.
- Have your application reviewed by our team to verify income, review credit and confirm household size.
- Receive a pre-screening letter and get added to the Clara Brown Commons Priority List.
- Watch an in-depth Clara Brown Land Trust Information Session.
- Habitat staff will host Home Release and Selection Events for Priority List Members. This is when you will select your home.
When you select your future home, you will sign partnership documents, which will require you to:
- Complete “sweat equity” hours, which includes volunteer shifts on construction sites and at Habitat’s ReStores, and completing a series of online homeownership classes.
- Finalize your mortgage loan and close on your new home!
For questions about these homes, please contact our team.
About Clara Brown Commons
This project is part of the Clara Brown Commons community, which has a collective vision of shared resources, community collaboration, and accessibility to transit, green space, and commerce.
The project is made possible through our partnership with Mile High Ministries, who is developing a 61-unit, affordable rental project at Clara Brown Commons, alongside Habitat’s townhomes.
Clara Brown Commons is located near 37th Avenue and York St., south of I-70, west of Colorado Boulevard, and near parks and businesses in the Cole Neighborhood. The property is named after Colorado pioneer, entrepreneur, and philanthropist Clara Brown, who cared for the poor, ran a business, resisted discrimination, and spent her time and fortune to help formerly enslaved people attend college or start new lives in Colorado. Clara Brown Commons is dedicated in her honor, with the hope of inspiring the community to follow her legacy of compassion, generosity and neighborly love.
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.
Habitat for Humanity of Metro Denver is a 501 (c) nonprofit organization, FEIN: 74-2050021 see our About Us page for more organization information.
